While airlines and security agents will check your passport, travel insurance offers protection against unexpected medical expenses, trip cancellations, and other challenges that might arise while traveling. However, it is important to note that there are always exclusions and limits and not everything may be covered.

And while you could get on the plane without travel insurance, there are several good reasons to get it anyway.

If you’ve already spent a fortune on transport, accommodation and events (such as golfing or diving), then having protection in case the unexpected happens can help you focus on enjoying your trip rather than -you worry about what would happen.

From someone stealing your wallet on a crowded subway to accidentally dropping your passport at Niagara Falls or getting injured while hiking in the Grand Canyon, insurance can come in very handy. Especially in the case of medical emergencies, treatment could be expensive in the US.

It is essential that you declare any existing medical conditions when arranging your insurance. This ensures that you are fully covered and can get the care you need without unexpected costs. At Aviva, we believe in providing peace of mind so you can focus on enjoying your travels, knowing you are protected.

Travel insurance is essential for the unexpected, as is packing extra pants and socks. You hope you won’t need it, but it’s invaluable when things go wrong.